Ask the Experts: FMLA Leave and Attendance Incentives | Schaumburg Benefits Advisors

Question: We give year-end bonuses based on attendance, and employees with a certain number of absences are disqualified. If an employee took FMLA leave, can we count those absences against them and withhold the attendance bonus? Answer: Yes, if you apply the rubric used to qualify employees for the bonus consistently across all “equivalent leave … Continued

Celebrate the Season Safely | Schaumburg Benefits Group

As the holiday season approaches, the economy is humming along, unemployment is low, and companies are enjoying the fruits of corporate tax breaks. Time to celebrate? Not so fast, according to the 2018 Holiday Party Survey by Challenger, Gray & Christmas. The survey found that just 65 percent of companies are holding holiday festivities this … Continued

Latest Car Safety Features Becoming Must-Haves | Schaumburg P & C Insurance Company

Today’s new cars are packed with safety features that help protect drivers, passengers, and pedestrians. But which car safety features should you look for when buying a new auto? Here are some of the safety feature must-haves you’ll want to consider for your next vehicle: Safety features: standard equipment Some important safety features are now … Continued

Workplace Wellness | Schaumburg Insurance Brokers

Picture this: You are sitting at your desk at 3pm and you realize you haven’t gotten up from your chair all day. You look around and see that you’ve been snacking instead of eating a lunch. You have read the same sentence 4 times and still can’t figure out what it means. Your back hurts, … Continued

How to Stop Procrastinating (Finally!) | Schaumburg P & C Agency

Do you consider yourself a procrastinator? A 2015 study published in Cognitive Behaviour Therapy found that about 50 percent of people consider themselves “mild” or “average” when it comes to procrastinating. And about 20 percent of people view themselves as chronic procrastinators, meaning that they procrastinate in many different areas of their lives — work, … Continued

Cybersecurity: Employees Are the First Line of Defense | Schaumburg Insurance Agency

Cybercriminals are becoming more focused on users of company networks as a weak link in the security infrastructure chain. Secure web gateways, anti-virus tools, malware scanners, spam quarantines, and other technologies help filter out malicious content and defend against a growing variety of threats, but technology alone cannot stop humans from clicking on the wrong … Continued

Don’t Let Pipes Freeze – and Steps to Take If They Do | Schaumburg Insurance Consultants

What’s worse than a major home maintenance disaster? Try several major home maintenance disasters at once. When a house’s water pipes freeze, the situation is not as simple as calling a plumber. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing flooding, serious structural damage, and the … Continued

Four Things Life Insurance Is NOT | Schaumburg P&C Agency

Are you confused about life insurance? I don’t blame you. When I first started writing about finances more than a decade ago, my understanding of life insurance was limited. I knew about life insurance because it was offered through my employer, and I thought a $50,000 policy was a lot of money. I also recognized … Continued

OSHA’s Top 10 2018 Violations | Schaumburg Insurance Consultants

OSHA released a preliminary list of its top 10 cited workplace safety violations for fiscal year 2018 (Oct. 1, 2017 – Sept. 30, 2018) last week at the National Safety Council Congress and Expo in Houston. Patrick Kapust, deputy director of OHSA’s Directorate of Enforcement Programs, presented the list, encouraging employers to use it as … Continued

Are You Ready for Election Day? | Schaumburg Insurance Consultants

Election Day is next Tuesday, November 6. Do you know what provisions, if any, you must make to accommodate your employees’ rights to vote? Time off for voting is not a federal requirement; however, 30 states have voting leave laws impacting the workplace. These state laws vary significantly. Not all leave is required to be … Continued

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